CircleFunds Blog
Your guide to smarter thrift savings, Ajo groups, and financial freedom.
Target Savings vs Ajo: Which One Should You Use, and When?
Anyone who has done Ajo knows saving is not one decision. Sometimes you need money you have not finished saving yet. Other times you need money you already have to stay untouched and grow. Those are two different problems, and CircleFunds gives you a tool for each. What Ajo Actually Does for You Ajo is group saving with rotating payouts. Everyone contributes on the same schedule, and each member collects the full pot when their slot comes up. The power is timing. In slot 2 of a ten person cyc
How to Earn Up to 15% Interest on Your Savings with CircleFunds.
Have you ever saved money for something important, only to spend it before you reached your goal? Or maybe you and your friends have a shared goal, but everyone's finances are different. What if everyone could save towards that goal at their own pace? That's one of the reasons you should start using Target Savings on the CircleFunds app. What is Target Savings? Target Savings is a goal-based savings feature designed to help you stay committed to your financial goals. Once you create a savin
How You Can Boost Your Custom Thrift Approval Chances
Getting your custom thrift request approved on CircleFunds can feel frustrating, especially when you’re not sure what went wrong. Most times, it’s not about rejection, it’s about alignment. Once you understand how group saving works on the platform, it becomes easier to structure your request in a way that fits both your needs and the system. What Is Custom Thrift? Custom thrift is a community thrift feature that gives you flexibility within group saving, instead of sticking to suggested optio
Who is in Charge of Your Ajo Money on CircleFunds?
With CircleFunds, Ajo is about clarity, accountability, and security.
How Much of Your Income Should You Save?
You don't need to save half of your income, here is all you need to know.
What is Ajo and How Does it Work?
What you need to know about Ajo
Money Mistakes You Need to Stop Making
Have you ever looked at your bank account and wondered where all your money went? Managing your finances can be tricky. Between bills, family responsibilities, and daily expenses, it’s easy to fall into habits that hold you back from achieving financial stability. To avoid making these mistakes, you need to start by recognising them. Here are three common ones to look out for: Mistake #1: Spending Without a Budget This is probably the biggest money mistake most people make: letting your mo
How to Earn Money as a Thrift Admin on CircleFunds
Do you know you can make extra income by being a thrift admin on CircleFunds?
Community Thrifts vs Private Thrifts: What’s the Difference?
Whether community or private, CircleFunds makes thrift savings secure and stress-free.
KYC Verification on CircleFunds: Everything You Need to Know
KYC verification protects you and your money - and it only takes a few minutes!
How to Create Private Thrifts on CircleFunds
Learn how to create a private thrift group on CircleFunds